If you’re one of the millions of Americans without dental coverage, you may be wondering if private dental insurance is right for you and your family. From standard check-ups to more invasive oral surgery, this conventional type of plan can end up costing you more in the long run. Believe it or not, private dental insurance premiums can be pricier than paying out of pocket, be more problematic and not provide comprehensive care. While private dental insurance may provide peace of mind for some, the supposed benefits may not be so beneficial. Let’s explore further:
More Expensive: According to the National Association of Dental Plans (NADP), the average individual with a Dental PPO will pay $600 annually. Those with families will pay up to an astonishing $1,800 each year for private dental insurance.
The Inconvenience Factor: Private dental insurance plans often put members through unnecessary hassle. For instance, most of these plans won’t cover common fillings for the first six months of the policy, while other procedures may have longer waiting periods for approval. And your dental health depends on proper and timely care. After all, no one wants to be left in pain waiting for approvals.
Incomplete Coverage: Most private dental insurance policies emphasize basic, preventive care, but do not cover big-ticket procedures like root canals or fillings. Considering all of this, private dental insurance may not be worth the big expense.
The Solution: EDP’s Dental Plan
Today, those exploring dental coverage options should consider discount dental plans, such as an EDP Dental Plan, in favor of conventional private dental insurance. For a low annual fee, EDP Dental Plans offer top-notch dental services at a reduced rate.
EDP’s discounted dental plans can save you time and money without waiting periods, tedious claim forms, or unfair age limits. And unlike many insurance plans which have a low annual maximum that hovers around $1,000 there’s no maximum cap on savings. EDP Dental Plan takes away the worry and hassle that often comes with private dental insurance. Additionally, EDP’s Dental Plans quickly pay for themselves and provide members with access to a range of specialized providers, not just general dentists. This includes pediatric dentists, periodontists, prosthodontists, maxillofacial specialists, endodontists, oral surgeons and orthodontists, so you’re covered no matter what type of dental care you need.
Learn more about EDP Dental Plan’s commitment to providing their members with affordable dental coverage. Enroll on our website via the registration form or by contacting a knowledgeable EDP representative today at 1.800.777.1085.